Introducing  ·  The Done For You 5-Day Financial Reset

Your Cash Flow System,
Built For You In 5 Days.

You connect your accounts. We build your complete financial picture, map every dollar through a personalized plan, and hand it back to you with a real person walking you through every line.

Create My Cash Flow Plan →

Delivered within 5 days guaranteed  ·  Lifetime access included

You already know what you should be doing. You've known for years.

You've made the income. You've made the commitments. You've tried the apps, the spreadsheets, the Ramsey plan, the YouTube deep dives at midnight wondering where it all went wrong. And somehow, here you are.

Still carrying the debt that was supposed to be gone. Still looking at that retirement account number and feeling something drop in your chest. Still watching the paycheck land and disappear before you can do anything meaningful with it.

You've left a trail of things you tried:

Here's what every single one of those had in common: they put the entire burden on you. Figure out the categories. Build the system. Stay consistent. White-knuckle it through the hard months. All of it, alone.

The problem was never your discipline or your income. The problem was doing it alone. Nobody builds a house by reading a book about carpentry. You needed a builder. That's what this is.

Create My Cash Flow Plan →
A Different Approach

What if you didn't have to build it yourself?

Every financial tool ever made assumed you'd do the work. Connect the accounts. Set up the categories. Figure out the plan. Stay consistent when motivation runs out.

The Done For You 5-Day Reset flips that entirely. You hand us your numbers. We build your complete cash flow system inside the software. We map every account, every bill, every debt, every dollar into a working plan. Then we walk you through what we built and hand you a written plan with real dates on it.

You don't have to figure out the setup. You don't have to wonder if you did it right. A real person did it for you, and another real person is going to walk you through it.

The Old Way
  • You set it up yourself
  • You figure out the categories
  • You build the plan alone
  • You hope it's right
  • You fall off when life happens
  • You restart from scratch
The Done For You Financial Reset
  • We build it for you
  • We map every dollar
  • A real person walks you through it
  • You get a written plan with dates
  • Live support when life happens
  • Your system stays yours, forever
What You Get

Everything included. Nothing held back.

Built for you, delivered in 5 days, yours for life.

01

The Complete Cash Flow Build

You fill out the intake form and connect your accounts. Our team pulls your real data and builds your entire financial picture inside the Metanoia software. Every account, every bill, every debt, every dollar mapped. Not a template. Your actual numbers.

$597
Included
02

Your Written Cash Flow Plan

A personalized one-page plan generated from your build. Where your money goes now, where it goes next, and a real date on every goal. This is the answer to the question every tool before this left you with.

$197
Included
03

Personal Walkthrough with Your Success Coach

Your dedicated success coach walks through your completed system with you personally. Here's your picture. Here's what we found. Here's your first move. Not a recording. A real person, your real numbers.

$97
Included
04

30 Days of Full Membership Access

Live weekly support calls, Money Mastery Live, full banking integration syncing your accounts automatically. Your first 30 days of execution support are in the ticket. You're not handed a plan and left alone with it.

$141
Included
05

Lifetime Software & Community Access

The software and community are yours for life. After your first 30 days, your accounts keep working and everything you built stays yours. This isn't a trial. It's not a subscription with an expiration. You bought it. It's yours.

$297
Included
Yours forever
★
Limited-Time Bonus

1:1 Financial Plan with Coach Fern

A personal deep-dive session with Coach Fern after your build is complete. He reviews your full picture, identifies the real bottlenecks, and maps out exactly what the next chapter looks like for you. Bookable after purchase. Available now, not forever.

$497
Included
Total Value Everything above, delivered in 5 days
$1,529+ value
$297
Create My Cash Flow Plan →

Delivered within 5 days guaranteed  ·  Lifetime access included

The Process

Here's exactly what happens
after you sign up.

Five days. Your only job is signing up.

1
Day 0

Connect your accounts

Immediate access to the Metanoia software. Connect your actively used checking, savings, and credit accounts. Fill out the short DFY intake form with your income, bills, debts, and goals to the best of your ability. Literally just brain dump what you can. That's it. We take it from there. The delivery clock starts when intake is complete.

2
Days 1 to 2

We build your complete financial picture

Our team works directly in your software, pulling your real data and building your entire cash flow system from the ground up. Every account, every category, every bill date. If we need anything, one consolidated message from us. Not a drip of follow-up requests.

3
DAYS 3 TO 5

Your Done For You Build Is Completed

Your dedicated success coach gets on a personal launch call with you to finalize every detail. They walk through the completed build, ask any remaining questions, and make sure every number is dialed in to 100%. This is where your done for you cash flow system is officially delivered.

4
The Handoff

Your Personal Review with Coach Fern

Once your build is delivered, you'll book your personal session with Coach Fern. He reviews your completed cash flow system with you, goes deep on your numbers, and maps out exactly what the next chapter looks like for your specific situation.

This is built for a specific person.

This is for you if
  • You've tried multiple tools and they all stopped working
  • You make decent money and have little to show for it
  • You're tired of doing this alone and ready for real help
  • You want it built correctly, not just handed a template
  • You're ready to look at your numbers with someone in the room
  • You want lifetime access to a system that keeps working
This is not for you if
  • You want another course to learn from at your own pace
  • You're not willing to fill out the intake form completely
  • You're looking for a quick fix with no follow-through
  • You believe earning more will eventually solve the problem
  • You're not ready to look at what your numbers actually say
Coach Fern
10+
Years coaching
real families
100s
Families whose
trajectory changed
$1K to $3K
Average monthly cash
flow increase per student
Your Coach

I know exactly where you are. Because I have seen it hundreds of times.

When I first got married, we slept on the floor of an empty apartment. $70,000 in debt. $200 in the bank. I knew that if I stayed on that trajectory for another ten years, I would end up somewhere I could not come back from. So I built my own system from scratch. Six out of the first six students who completed the program got results that changed their trajectory.

Since then, hundreds of families. Different incomes. Different debt situations. Different life stages. But the same core problem every single time. They know what they should be doing. They just cannot make themselves do it alone. The apps did not fix it. The books did not fix it. The spreadsheets did not fix it. Because none of those things stayed in it with them when real life happened.

That is the only thing that has ever actually worked. A real person, a real system, and someone who stays in it with you. That is what this is.

What it feels like when the plan is finally built for you.

“

Before Coach Fern I never budgeted. At the end of every month without fail I would run out of money and have to use my credit cards. Every month I would get deeper and deeper into debt. I had purchased spreadsheets that would help me, I guess. But I was never able to make it work. Just having the spreadsheet didn't work for me. I needed more than that.

JS
Jason S.
Metanoia Student
The old way failed
“

I went from having a negative cash flow meaning not enough money in the bank to pay all the bills to being able to pay off debt and avoid over $6,000 in additional interest within four months. There is no way I could have done that without Fern and without Metanoia. I hope what you can hear in my voice is excitement, relief, hope, joy. Money is now not a stressor in our life.

MR
Matt R.
Metanoia Student
Real result
“

We went from having a couple hundred dollars in our savings account to a few thousand dollars in three months. And we weren't pinching pennies we were still meeting our needs, still doing things with our two young children. But our money just stayed in our account. For the first time, an unexpected expense came up and we didn't have to put it on a credit card.

EJ
Elane J.
Metanoia Student
System works in real life
“

When I got tired of trying to unlock my own jail cell from within, I looked for help and I found Metanoia. I was dead wrong about what I thought it would be. Metanoia works with your unique needs, teaches you how to get organized, make a plan, stick to the plan, and turn off your brain toward your money.

RC
Roxanne C.
Metanoia Student
A better way exists
Create My Cash Flow Plan →

Built in 5 days or it costs you nothing.

Complete your intake form. If your full cash flow build and written plan are not delivered within five days of intake completion, you get a full refund and you keep the build. No questions asked.

The delivery clock is on us entirely. We control the timeline. If we miss it for any reason, you shouldn't pay for it.

And if after attending one live support call with your completed build in hand you still don't have complete clarity on where your money goes and what to do next, full refund inside 30 days. Either way, the build is yours to keep.

Questions worth answering.

What if I'm not tech-savvy enough to connect my accounts?
The software uses Plaid to connect your bank accounts the same technology used by most major banking apps. Step-by-step instructions are included. Metanoia only sees your transaction data, not your bank credentials. If you run into any issues, our team is available to walk you through it. You will not be left to figure it out alone.
What happens after the 30 days of premium membership access?
After your first 30 days, your software and community access stay with you for life. Everything you built keeps working. Your cash flow system, your plan, your data. All of it stays yours. That's your choice, not a condition of keeping what you built. And regardless of any refund request, the cash flow build we created for you is yours to keep permanently.
Is this just a budgeting app?
No. The software is the execution layer. What you're buying is the build service a real team taking your actual numbers and assembling your complete financial picture for you plus the human touchpoints that make sure it lands. Apps track the past and leave you alone with the data. This is someone doing the work with you.
How is this different from YNAB or Mint or EveryDollar?
Every one of those tools requires you to do the setup, maintain the system, and stay consistent on your own. Most people who start them quit within the first month not because the tool is bad, but because there's no human in the loop when real life happens. The Done For You Reset removes the setup burden entirely and puts real people in your corner from day one.
What is the Financial Plan session with Coach Fern?
It's a personal 1:1 session with Coach Fern after your build is complete. He reviews your full financial picture, identifies what needs to happen first, and maps out what the next chapter looks like for your specific situation. It's available as a launch bonus right now. Book it when you're ready after your build is delivered.
What if my spouse needs to be included?
One build covers your full household. When you fill out the intake form, both partners' accounts are included in the build. This is built for your family's complete financial picture, not just one person's accounts.

Your cash flow system,
built for you in 5 days.

Fill out the intake form. We handle the rest. Your complete financial picture, a written plan, a personal walkthrough, and a 1:1 session with Coach Fern. All for $297.

Create My Cash Flow Plan →

5-day delivery guarantee  ·  Lifetime access included